/* ============================================================
   Go With We — WFF new auto campaign landing page (mockup v5)
   Brand: WFF 2026 guidelines. Montserrat-only type system,
   ring motifs from the Waves of Connection device, scroll
   reveals, tinted section depth. Zero libraries.
   ============================================================ */

:root {
  /* Brand main colors (Brand Guidelines 2026, p.8) */
  --teal: #299ea9;
  --orange: #f89623;
  --gray: #5d5e60;
  --green: #4da466;

  /* Secondary palette (p.9) */
  --aqua: #57c3bd;
  --mint: #77c79a;
  --lime: #a8d15e;
  --cream: #fefdeb;
  --slate: #5b6e70;
  --slate-2: #6a8689;
  --teal-deep: #00b0b1;

  /* Working neutrals */
  --ink: #23262a;
  --body-c: #53575c;
  --hair: #e2e8e3;
  --paper: #fbfaf1;
  --ice: #eef7f6;

  --font-head: "Montserrat", -apple-system, sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-head);
  font-weight: 400;
  color: var(--body-c);
  background: #fff;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

.wrap { max-width: 1140px; margin: 0 auto; padding: 0 28px; }

h1, h2, h3 { color: var(--ink); margin: 0 0 14px; }
h1 { font-weight: 800; }
h2 { font-size: clamp(28px, 3.6vw, 40px); font-weight: 800; letter-spacing: -0.6px; }
h3 { font-size: 17.5px; font-weight: 700; letter-spacing: -0.2px; }
p { line-height: 1.65; margin: 0 0 14px; }
sup { font-size: 0.6em; }

.section-title { margin-bottom: 26px; }
.section-title.centered { text-align: center; }

.must-update {
  background: #fff3cd;
  color: #7a5d00;
  font-size: 0.82em;
  padding: 1px 6px;
  border-radius: 4px;
  font-style: normal;
}

/* ---- Scroll reveal ---- */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .6s cubic-bezier(.22,.61,.36,1), transform .6s cubic-bezier(.22,.61,.36,1);
}
.reveal.in-view { opacity: 1; transform: none; }
.d1 { transition-delay: .08s; }
.d2 { transition-delay: .16s; }
.d3 { transition-delay: .24s; }
.d4 { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .orb, .deco-ring { animation: none !important; }
  html { scroll-behavior: auto; }
}

/* ---- Strips ---- */
.insured-strip { background: #fff; border-bottom: 1px solid var(--hair); padding: 6px 16px; }
.insured-strip p { margin: 0 auto; font-size: 11.5px; font-style: italic; color: var(--gray); max-width: 1140px; padding: 0 12px; }

/* ---- Nav ---- */
.site-header {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--hair);
  z-index: 50;
  padding: 14px 0;
}
.nav-row { display: flex; align-items: center; gap: 36px; }
.logo { height: 46px; width: auto; }
.nav-links { display: flex; gap: 30px; margin-left: auto; }
.nav-links a {
  font-size: 14.5px;
  font-weight: 600;
  color: var(--ink);
  text-decoration: none;
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
  transition: color .15s ease, border-color .15s ease;
}
.nav-links a:hover { color: var(--teal); border-bottom-color: var(--aqua); }

/* ---- Buttons ---- */
.btn {
  display: inline-block;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 15px;
  padding: 14px 30px;
  border-radius: 999px;
  text-decoration: none;
  text-align: center;
  border: none;
  cursor: pointer;
  transition: transform .18s cubic-bezier(.22,.61,.36,1), box-shadow .18s ease, background .18s ease;
}
.btn-primary {
  background: linear-gradient(120deg, var(--orange) 0%, #f4a53f 100%);
  color: #fff;
  box-shadow: 0 4px 14px rgba(248,150,35,.28);
}
.btn-primary:hover { transform: translateY(-2px) scale(1.02); box-shadow: 0 12px 26px rgba(248,150,35,.4); }
.btn-light { background: #fff; color: var(--teal); }
.btn-light:hover { transform: translateY(-2px) scale(1.02); box-shadow: 0 12px 26px rgba(0,0,0,.16); }
.btn-outline {
  background: transparent;
  color: var(--teal);
  border: 1.5px solid var(--teal);
  padding: 11px 22px;
  font-size: 14px;
}
.btn-outline:hover { background: rgba(41,158,169,.09); transform: translateY(-1px); }
.btn-lg { padding: 17px 38px; font-size: 16px; }
.btn-sm { padding: 9px 18px; font-size: 13.5px; white-space: nowrap; }
.btn-nav { padding: 11px 24px; font-size: 14px; }
.btn:focus-visible { outline: 3px solid var(--aqua); outline-offset: 2px; }

/* ---- Hero ---- */
.hero {
  position: relative;
  overflow: hidden;
  padding: 52px 0 60px;
  text-align: center;
  background:
    radial-gradient(120% 90% at 12% 0%, rgba(168,209,94,.55) 0%, rgba(168,209,94,0) 55%),
    radial-gradient(130% 100% at 88% 8%, rgba(87,195,189,.65) 0%, rgba(87,195,189,0) 60%),
    linear-gradient(178deg, #d9efd2 0%, #bfe6da 34%, #a5dcd6 52%, #fefdeb 100%);
}
.hero-inner {
  position: relative;
  max-width: 1140px;
}
.hero-headline {
  font-size: clamp(36px, 4.6vw, 56px);
  line-height: 1.1;
  letter-spacing: -1.2px;
  max-width: 20ch;
  margin: 0 auto 16px;
}
.rate-chip {
  display: inline-block;
  background: var(--teal);
  color: #fff;
  border-radius: 14px;
  padding: 0 18px 3px;
  line-height: 1.16;
  white-space: nowrap;
  box-shadow: 0 8px 26px rgba(41,158,169,.35);
}
.chip-apr {
  font-weight: 600;
  font-size: 0.38em;
  letter-spacing: 1px;
  margin-left: 8px;
  color: var(--cream);
  vertical-align: 0.42em;
}
.eyebrow {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 16px;
}
.hero-sub {
  font-size: 19px;
  font-weight: 500;
  color: var(--ink);
  max-width: 46ch;
  margin: 0 auto 26px;
}
.mu-sup { color: var(--slate-2); font-size: 0.55em; }
.hero-cta-row {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 30px;
  margin-bottom: 20px;
}
.hero-fine-print {
  font-size: 12.5px;
  color: var(--gray);
  max-width: 58ch;
  margin: 0 auto;
}

/* ---- Hero, split variant ---- */
.hero-split { text-align: left; padding: 64px 0 76px; }
.hero-split-inner {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 56px;
  align-items: center;
  max-width: 1180px;
}
.hero-split .hero-headline { margin: 0 0 16px; max-width: none; }
.hero-split .hero-sub { margin: 0 0 26px; max-width: 44ch; }
.hero-split .hero-cta-row { justify-content: flex-start; margin-bottom: 20px; }
.hero-split .hero-fine-print { margin: 0; max-width: 52ch; }
.hero-visual { position: relative; padding: 20px 14px 30px 30px; }
.hero-backing-photo {
  position: absolute;
  top: 0;
  right: -14px;
  width: 82%;
  height: 88%;
  object-fit: cover;
  border-radius: 30px;
  transform: rotate(4deg);
  z-index: 0;
  box-shadow: 0 20px 46px rgba(15, 60, 55, 0.22);
}
.hero-image-card {
  position: relative;
  z-index: 1;
  border-radius: 24px;
  overflow: hidden;
  transform: rotate(-2deg);
  box-shadow: 0 30px 60px rgba(15, 60, 55, 0.3);
}
.hero-image { width: 100%; height: auto; display: block; }

/* ---- Payment estimator ---- */
.payment {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, var(--ice) 0%, #fff 100%);
  padding: 84px 0 78px;
}
.payment-sub { text-align: center; margin: -12px auto 32px; max-width: 56ch; }
.payment-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 880px;
  margin: 0 auto;
  position: relative;
}
.payment-card {
  background: #fff;
  border: 1px solid var(--hair);
  border-radius: 18px;
  padding: 32px 26px 28px;
  text-align: center;
  transition: transform .2s cubic-bezier(.22,.61,.36,1), box-shadow .2s ease;
}
.payment-card:hover { transform: translateY(-5px); box-shadow: 0 18px 44px rgba(41,158,169,.16); }
.payment-card-featured {
  border: 2px solid var(--teal);
  box-shadow: 0 18px 48px rgba(41,158,169,.2);
  transform: scale(1.045);
}
.payment-card-featured:hover { transform: scale(1.045) translateY(-5px); }
.payment-amount { font-size: 30px; font-weight: 800; letter-spacing: -0.8px; color: var(--ink); margin: 0; }
.payment-label {
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--slate-2);
  margin: 3px 0 0;
}
.payment-divider {
  height: 3px;
  width: 44px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--teal), var(--lime));
  margin: 18px auto 14px;
}
.payment-monthly { font-size: 16px; font-weight: 600; color: var(--body-c); margin: 0; }
.payment-big { font-size: 38px; font-weight: 800; letter-spacing: -1px; color: var(--teal); }
.payment-note {
  text-align: center;
  font-size: 6px;
  color: var(--gray);
  margin: 20px auto 0;
  max-width: 72ch;
}
.payment-cta { text-align: center; margin-top: 26px; }

/* ---- Key benefits ---- */
.benefits { padding: 84px 0; background: #fff; }
.benefits-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; max-width: 720px; margin: 0 auto; }
.benefit-card {
  position: relative;
  background: var(--paper);
  border: 1px solid var(--hair);
  border-radius: 18px;
  padding: 34px 30px 30px;
  overflow: hidden;
  transition: transform .2s cubic-bezier(.22,.61,.36,1), box-shadow .2s ease;
}
.benefit-card:hover { transform: translateY(-5px); box-shadow: 0 18px 40px rgba(0,0,0,.08); }
.benefit-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 5px;
}
.accent-teal::before { background: linear-gradient(90deg, var(--teal), var(--aqua)); }
.accent-orange::before { background: linear-gradient(90deg, var(--teal), var(--aqua)); }
.accent-green::before { background: linear-gradient(90deg, var(--teal), var(--aqua)); }
.benefit-card p { font-size: 15px; margin: 0; }
.benefit-card strong { font-weight: 800; color: var(--teal); }
.icon-ring {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--aqua);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.icon-ring svg { width: 34px; height: 34px; }
.icon-ring-o { border-color: var(--aqua); }
.icon-ring-g { border-color: var(--aqua); }

/* ---- Rate table ---- */
.rates {
  padding: 84px 0;
  background: linear-gradient(180deg, #fff 0%, var(--paper) 18%, var(--paper) 100%);
}
.rates-sub { text-align: center; margin: -12px 0 26px; }
.rate-table-scroll {
  overflow-x: auto;
  background: #fff;
  border: 1px solid var(--hair);
  border-radius: 16px;
  box-shadow: 0 12px 36px rgba(0,0,0,.05);
  max-width: 800px;
  margin: 0 auto;
}
.rate-table { width: 100%; border-collapse: collapse; min-width: 620px; }
.rate-table-simple thead th {
  background: var(--teal);
  color: #fff;
  text-align: center;
  padding: 16px 12px;
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: .3px;
}
.rate-table-simple thead th:first-child { border-top-left-radius: 15px; }
.rate-table-simple thead th:last-child { border-top-right-radius: 15px; }
.rate-table-simple tbody th[scope="row"],
.rate-table-simple tbody td {
  text-align: center;
  padding: 14px 12px;
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  border-top: 1px solid var(--hair);
}
.rate-table-simple tbody th[scope="row"] { font-weight: 700; }
.rate-strong { font-weight: 800; color: var(--teal); font-size: 17px; }
.rates-note { font-size: 12px; color: var(--gray); margin: 14px 4px 0; max-width: 800px; margin-left: auto; margin-right: auto; }
.rates-note + .rates-note { margin-top: 8px; }

/* ---- Car buying service ---- */
.car-service {
  position: relative;
  overflow: hidden;
  padding: 84px 0;
  background: #fff;
}
.car-service-sub {
  text-align: center;
  margin: -12px auto 40px;
  max-width: 58ch;
  font-size: 17px;
}
.car-service-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  max-width: 920px;
  margin: 0 auto;
}
.car-card {
  background: var(--paper);
  border: 1px solid var(--hair);
  border-radius: 18px;
  padding: 0 32px 34px;
  text-align: center;
  transition: transform .2s cubic-bezier(.22,.61,.36,1), box-shadow .2s ease;
}
.car-card:hover { transform: translateY(-5px); box-shadow: 0 18px 44px rgba(41,158,169,.14); }
.car-card h3 { font-size: 19px; margin-bottom: 10px; }
.car-card p { font-size: 15px; margin-bottom: 20px; max-width: 38ch; margin-left: auto; margin-right: auto; }
.car-card .btn-outline { font-size: 14px; }
.car-card-visual {
  height: 120px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.car-icon { width: 80px; height: 80px; }
.car-service-note {
  text-align: center;
  font-size: 12.5px;
  color: var(--gray);
  margin: 28px auto 0;
  max-width: 60ch;
}

/* ---- FAQ ---- */
.faq { background: #fff; padding: 80px 0; }
.faq-inner { max-width: 780px; }
.faq-item {
  background: var(--paper);
  border: 1px solid var(--hair);
  border-radius: 14px;
  margin-bottom: 12px;
  padding: 0 22px;
  transition: border-color .15s ease;
}
.faq-item:hover { border-color: var(--aqua); }
.faq-item summary {
  cursor: pointer;
  list-style: none;
  font-size: 15.5px;
  font-weight: 700;
  color: var(--ink);
  padding: 18px 34px 18px 0;
  position: relative;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  position: absolute;
  right: 2px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 22px;
  font-weight: 600;
  color: var(--teal);
  transition: transform .2s ease;
}
.faq-item[open] summary::after { content: "–"; }
.faq-item p { font-size: 14.5px; padding-bottom: 18px; margin: 0; }

/* ---- Closing band ---- */
.closing-band {
  position: relative;
  overflow: hidden;
  background: linear-gradient(120deg, var(--teal) 0%, var(--teal-deep) 100%);
  padding: 76px 0;
  text-align: center;
}
.closing-inner { position: relative; }
.we-got-this { width: min(420px, 72%); margin: 0 auto 10px; }
.closing-copy { color: var(--cream); font-size: 17px; max-width: 52ch; margin: 0 auto 28px; }

/* ---- Footer ---- */
.site-footer { background: var(--slate); padding: 44px 0 30px; }
.footer-logo { height: 34px; margin-bottom: 24px; }
.disclosures p { color: #c9d4d6; font-size: 11.5px; line-height: 1.6; margin-bottom: 10px; }
.footer-legal {
  color: #a5b4b6;
  font-size: 12px;
  border-top: 1px solid rgba(255,255,255,.14);
  padding-top: 16px;
  margin: 18px 0 0;
}

/* ---- Responsive ---- */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .hero { padding: 56px 0 72px; }
  .orb-1 { width: 300px; right: -140px; top: -80px; }
  .orb-2, .orb-3 { display: none; }
  .benefits-grid, .payment-grid, .car-service-grid { grid-template-columns: 1fr; }
  .payment-card-featured { transform: none; }
  .payment-card-featured:hover { transform: translateY(-5px); }
  .hero-cta-row { flex-direction: column; align-items: flex-start; gap: 18px; }
  .hero-split { padding: 48px 0 56px; }
  .hero-split-inner { grid-template-columns: 1fr; gap: 32px; }
  .hero-visual { max-width: 420px; margin: 0 auto; padding: 14px 10px 22px 22px; }
  .hero-image-card { transform: rotate(-1deg); }
}

/* ---- Estimate My Rate wizard ---- */
.est-lock { overflow: hidden; }
.est-modal { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; padding: 20px; }
.est-modal[hidden] { display: none; }
.est-backdrop { position: absolute; inset: 0; background: rgba(35,38,42,.58); backdrop-filter: blur(5px); }
.est-sheet {
  position: relative; display: flex; flex-direction: column;
  width: 100%; max-width: 560px; max-height: calc(100dvh - 40px);
  background: #fff; border-radius: 26px; overflow: hidden;
  box-shadow: 0 30px 80px rgba(15,60,55,.38);
}
.est-top { display: flex; align-items: center; gap: 14px; padding: 18px 18px 0; }
.est-back, .est-x {
  flex: none; width: 40px; height: 40px; border-radius: 50%; border: none;
  background: var(--ice); color: var(--ink); font-size: 20px; line-height: 1; cursor: pointer;
  transition: background .15s ease, transform .15s ease;
}
.est-back:hover, .est-x:hover { background: var(--hair); transform: scale(1.06); }
.est-x { font-size: 24px; }
.est-progress { flex: 1; height: 8px; border-radius: 999px; background: var(--ice); overflow: hidden; }
.est-progress-fill { height: 100%; width: 0; border-radius: 999px; background: linear-gradient(90deg, var(--teal), var(--lime)); transition: width .5s cubic-bezier(.22,.61,.36,1); }
.est-stepline { margin: 10px 24px 0; font-size: 12px; font-weight: 700; letter-spacing: 1.6px; text-transform: uppercase; color: var(--slate-2); }
.est-body { flex: 1; overflow-y: auto; padding: 8px 24px 24px; }
.est-step { opacity: 0; }
.est-in-r { transform: translateX(28px); }
.est-in-l { transform: translateX(-28px); }
.est-step.est-on { opacity: 1; transform: none; transition: opacity .32s ease, transform .32s cubic-bezier(.22,.61,.36,1); }
.est-q { font-size: clamp(24px, 3.2vw, 30px); line-height: 1.15; letter-spacing: -.5px; margin: 10px 0 6px; }
.est-hint { font-size: 14.5px; color: var(--body-c); margin: 0 0 20px; }

/* choice cards */
.est-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.est-card {
  position: relative; display: flex; flex-direction: column; align-items: flex-start; gap: 4px;
  min-height: 112px; padding: 18px 16px 16px; text-align: left;
  background: var(--paper); border: 2px solid var(--hair); border-radius: 18px; cursor: pointer;
  font-family: var(--font-head); color: var(--ink);
  transition: transform .18s cubic-bezier(.22,.61,.36,1), border-color .18s ease, box-shadow .18s ease, background .18s ease;
}
.est-card:hover { transform: translateY(-3px); border-color: var(--aqua); box-shadow: 0 12px 30px rgba(41,158,169,.14); }
.est-card:focus-visible { outline: 3px solid var(--aqua); outline-offset: 2px; }
.est-card.on { background: var(--ice); border-color: var(--teal); box-shadow: 0 12px 30px rgba(41,158,169,.2); }
.est-card-ico { color: var(--teal); width: 40px; height: 40px; margin-bottom: 4px; }
.est-card-ico svg { width: 40px; height: 40px; }
.est-card-t { font-size: 18px; font-weight: 800; letter-spacing: -.3px; }
.est-card-s { font-size: 13px; font-weight: 500; color: var(--slate-2); }
.est-card-check {
  position: absolute; top: 12px; right: 12px; width: 26px; height: 26px; border-radius: 50%;
  background: var(--teal); color: #fff; font-size: 14px; font-weight: 800; display: grid; place-items: center;
  transform: scale(0); transition: transform .22s cubic-bezier(.34,1.56,.64,1);
}
.est-card.on .est-card-check { transform: scale(1); }
.est-pop { animation: est-pop .26s cubic-bezier(.34,1.56,.64,1); }
@keyframes est-pop { 0% { transform: scale(1); } 50% { transform: scale(1.04); } 100% { transform: scale(1); } }
.est-tone { display: block; width: 40px; height: 10px; border-radius: 999px; margin: 14px 0 6px; }
.est-tone-a { background: linear-gradient(90deg, var(--teal), var(--lime)); }
.est-tone-b { background: linear-gradient(90deg, var(--aqua), var(--mint)); }
.est-tone-c { background: linear-gradient(90deg, var(--mint), var(--orange)); }
.est-tone-d { background: linear-gradient(90deg, var(--orange), #f4a53f); }

/* sliders */
.est-big { text-align: center; margin: 6px 0 14px; }
.est-big-val { display: block; font-size: clamp(40px, 8vw, 56px); font-weight: 800; letter-spacing: -1.5px; color: var(--teal); line-height: 1; }
.est-big-sub { display: block; margin-top: 6px; font-size: 13px; font-weight: 600; color: var(--slate-2); }
.est-range { width: 100%; height: 44px; margin: 0 0 14px; accent-color: var(--teal); cursor: pointer; }
.est-chips { display: flex; flex-wrap: wrap; gap: 8px; justify-content: center; }
.est-chip, .est-pill {
  font-family: var(--font-head); font-weight: 700; cursor: pointer;
  background: #fff; border: 2px solid var(--hair); color: var(--ink);
  transition: border-color .15s ease, background .15s ease, transform .15s ease;
}
.est-chip { font-size: 14px; padding: 10px 16px; border-radius: 999px; }
.est-chip:hover, .est-pill:hover { border-color: var(--aqua); transform: translateY(-1px); }
.est-chip.on, .est-pill.on { background: var(--teal); border-color: var(--teal); color: #fff; }
.est-pills { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.est-pill { display: flex; flex-direction: column; align-items: center; gap: 2px; padding: 14px 6px; border-radius: 16px; }
.est-pill-m { font-size: 15px; }
.est-pill-p { font-size: 12px; font-weight: 600; opacity: .75; }

/* ticker + footer */
.est-ticker {
  display: flex; align-items: baseline; gap: 8px; margin: 0 24px;
  padding: 12px 16px; border-radius: 14px; background: var(--ice); border: 1px solid var(--hair);
}
.est-ticker[hidden] { display: none; }
.est-ticker-label { font-size: 11.5px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase; color: var(--slate-2); margin-right: auto; }
.est-ticker-val { font-size: 22px; font-weight: 800; letter-spacing: -.5px; color: var(--teal); }
.est-ticker-sub { font-size: 13px; font-weight: 600; color: var(--slate-2); }
.est-foot { padding: 14px 24px 22px; }
.est-foot[hidden] { display: none; }
.est-next { width: 100%; }

/* result */
.est-hero { position: relative; text-align: center; padding: 26px 18px 22px; border-radius: 20px; overflow: hidden;
  background: linear-gradient(120deg, var(--teal) 0%, var(--teal-deep) 100%); color: #fff; margin-top: 8px; }
.est-hero .eyebrow { color: var(--cream); margin-bottom: 6px; position: relative; }
.est-rings { position: absolute; inset: 0; pointer-events: none; }
.est-rings i { position: absolute; left: 50%; top: 42%; width: 140px; height: 140px; margin: -70px 0 0 -70px; border-radius: 50%; border: 2px solid rgba(255,255,255,.35); animation: est-ring 2.4s ease-out infinite; }
.est-rings i:nth-child(2) { animation-delay: .8s; }
.est-rings i:nth-child(3) { animation-delay: 1.6s; }
@keyframes est-ring { 0% { transform: scale(.6); opacity: .9; } 100% { transform: scale(2.6); opacity: 0; } }
.est-pay { position: relative; font-size: clamp(34px, 7vw, 46px); font-weight: 800; letter-spacing: -1.4px; margin: 0 0 6px; line-height: 1; }
.est-pay-mo { font-size: .42em; font-weight: 700; letter-spacing: 0; margin-left: 4px; color: var(--cream); }
.est-apr { position: relative; font-size: 14px; color: var(--cream); margin: 0 0 10px; }
.est-terms { position: relative; color: #fff; font-size: 13px; font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.est-caption { font-size: 12.5px; color: var(--gray); margin: 14px 0 18px; }
.est-h3 { font-size: 18px; margin: 0 0 12px; }
.est-form { margin: 0; }
.est-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 14px; }
.est-span2 { grid-column: 1 / -1; }
.est-field { display: flex; flex-direction: column; gap: 5px; }
.est-field span { font-size: 12px; font-weight: 700; letter-spacing: .4px; text-transform: uppercase; color: var(--slate-2); }
.est-field input {
  font-family: var(--font-head); font-size: 16px; font-weight: 600; color: var(--ink);
  padding: 13px 14px; border: 1.5px solid var(--hair); border-radius: 12px; background: #fff; width: 100%;
}
.est-field input:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(41,158,169,.18); }
.est-consent { display: flex; gap: 10px; align-items: flex-start; font-size: 12.5px; color: var(--body-c); margin-top: 14px; line-height: 1.5; }
.est-consent input { margin-top: 2px; flex: none; width: 18px; height: 18px; accent-color: var(--teal); }
.est-hp { position: absolute; left: -9999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.est-error { color: #b23a2a; font-size: 13.5px; font-weight: 600; margin: 12px 0 0; }
.est-error[hidden] { display: none; }
.est-send { width: 100%; margin-top: 16px; }
.est-privacy { font-size: 12.5px; color: var(--gray); text-align: center; margin: 12px 0 0; }
.est-privacy a { color: var(--teal); }
.est-sent { text-align: center; padding: 8px 0 4px; }
.est-sent[hidden] { display: none; }
.est-sent-mark { width: 56px; height: 56px; margin: 0 auto 14px; border-radius: 50%; display: grid; place-items: center; background: var(--ice); color: var(--teal); font-size: 26px; font-weight: 800; animation: est-pop .4s cubic-bezier(.34,1.56,.64,1); }

@media (prefers-reduced-motion: reduce) { .est-rings i, .est-pop, .est-sent-mark { animation: none; } }
@media (max-width: 640px) {
  .est-modal { padding: 0; align-items: flex-end; }
  .est-sheet { max-width: none; max-height: 100dvh; height: 100dvh; border-radius: 0; }
  .est-body { padding: 8px 18px 20px; }
  .est-ticker { margin: 0 18px; }
  .est-foot { padding: 12px 18px calc(16px + env(safe-area-inset-bottom)); }
  .est-pills { grid-template-columns: repeat(2, 1fr); }
  .est-grid { grid-template-columns: 1fr; }
}

/* ---- Estimate My Rate: typed inputs, tease/gate, secondary text button ---- */
.btn-text {
  display: inline-block; background: none; border: none; padding: 6px 2px; cursor: pointer;
  font-family: var(--font-head); font-weight: 700; font-size: 14.5px; color: var(--teal);
  text-decoration: underline; text-underline-offset: 4px; text-decoration-thickness: 1.5px;
  transition: color .15s ease;
}
.btn-text:hover { color: var(--teal-deep); }
.btn-text:focus-visible { outline: 3px solid var(--aqua); outline-offset: 2px; border-radius: 6px; }
.payment-cta .btn-text { display: block; margin: 14px auto 0; }

.est-big-input {
  display: block; width: 100%; max-width: 360px; margin: 0 auto; text-align: center;
  font-family: var(--font-head); font-size: clamp(40px, 8vw, 56px); font-weight: 800; letter-spacing: -1.5px;
  color: var(--teal); line-height: 1.05; background: transparent; border: none; border-bottom: 3px solid var(--hair);
  padding: 2px 0 6px; border-radius: 0; outline: none; transition: border-color .15s ease;
}
.est-big-input:focus { border-bottom-color: var(--teal); }
.est-big-input::selection { background: rgba(41,158,169,.22); }

.est-blur { filter: blur(6px); user-select: none; pointer-events: none; }
.est-ticker-val.est-blur { filter: blur(6px); }
.est-pill-p.est-blur { filter: blur(5px); }
.est-gated .est-tease { filter: blur(10px); user-select: none; transition: filter .6s ease; }
.est-apr-tease { font-weight: 700; color: #fff; letter-spacing: .3px; }
.est-tease { transition: filter .6s ease; }
.est-unlock { position: relative; margin: 8px 0 0; font-size: 13px; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; color: #fff; }
.est-basis { position: relative; font-size: 12.5px; color: var(--cream); margin: -4px 0 0; }
.est-gated .est-tease { animation: est-shimmer 1.6s ease-in-out infinite; }
@keyframes est-shimmer { 0%, 100% { opacity: .85; } 50% { opacity: 1; } }
.est-unlock[hidden] { display: none; }
.est-dots { display: inline-flex; gap: 4px; margin-left: 8px; vertical-align: middle; }
.est-dots i { width: 6px; height: 6px; border-radius: 50%; background: var(--cream); animation: est-dot 1s ease-in-out infinite; }
.est-dots i:nth-child(2) { animation-delay: .18s; }
.est-dots i:nth-child(3) { animation-delay: .36s; }
@keyframes est-dot { 0%, 80%, 100% { transform: translateY(0); opacity: .5; } 40% { transform: translateY(-5px); opacity: 1; } }
.est-terms[hidden] { display: none; }
.est-capture { margin-top: 16px; opacity: 0; transform: translateY(26px); }
.est-capture[hidden] { display: none; }
.est-capture.est-up { opacity: 1; transform: none; transition: opacity .45s ease, transform .5s cubic-bezier(.22,.61,.36,1); }
.est-sent .est-caption { text-align: left; margin: 14px 0 18px; }
@media (prefers-reduced-motion: reduce) { .est-dots i { animation: none; } .est-capture { opacity: 1; transform: none; } }

.est-opt { font-style: normal; font-weight: 600; text-transform: none; letter-spacing: 0; color: var(--slate-2); }
.est-caption strong { color: var(--ink); font-weight: 800; }